SayPay is the Web3 payments stack for XLayer—SDKs and widgets that let apps accept any token and settle in the asset you choose via on-chain routing. It supports natural-language (voice/text) payments, with AA/Paymaster for gasless checkout, plus reconciliation dashboards/webhooks and optional compliance (KYC/AML, allowlists, limits). Ship multi-token payments with minimal code.
Built for developers
SayPay is a toolkit to accept multi-token payments on XLayer and settle in your chosen asset—plus natural-language (voice/text) checkout.
Drop-in Widget
Themeable checkout & SDKs; any-token-in → your-token-out; AA/gasless ready.
White-Label API
Own the UX: intents, quotes, pay/refund, webhooks.
Partner Console
Set compliance, monitor transactions, reconcile post go-live.
The SayPay Stack
A compliance-ready, scalable engine for multi-token payments on XLayer/EVM.
Multi-Token Routing
Any-token-in → your-token-out with quotes and slippage control.
Natural-Language Pay
Voice/text intents that turn sentences into on-chain payments.
AA & Gasless
Paymaster support and batched ops for smoother first-time checkout.
Developer Toolkit
Themeable widget, SDK/API, and webhooks—self-serve integration.
Compliance & Risk
Plug-in KYC/AML, allowlists/limits, and audit logs & exports.
Liquidity
Sourcing liquidity from 10+ exchanges to offer the best price.
Multi-Layer Authentication
SayPay enables risk-based, step-up verification without slowing checkout.
Liveness Check
ID Check
PEPs & Sanctions
Wallet Scan
Velocity Checks
IP, Email & Phone No.
Go mainstream with one integration
Break all entry barriers and onboard users in less than 10 minutes.
SayPay is coming to the best in Web3
Soon supporting leading dApps with multi-token checkout and natural-language payments on XLayer/EVM.
We’ve got you covered—end to end
Any-token checkout, auto settlement on XLayer/EVM, deep liquidity, local methods, AA/gasless, compliance, and dev-first SDKs.
Full chargeback protection on every transaction—no exceptions.
Connect X ecosystem to other major blockchains—simply and securely.
Support for 14+ fiat currencies across 50+ countries and regions.